Finding the right lender and financing program is critical in the home buying process. Each Realtor at Onorato Real Estate has professional relationships with numerous lenders in our community, which can result in added savings and convenience to you. Arranging for a "pre-approval" is essential. This will give you the confidence your home buying dream can be a reality and gives you financial credibility when making an offer.
Onorato Real Estate prides itself on having some of the most experienced and qualified agents in the area. Your Realtor will use your personal objectives as a determining factor in developing a negotiation strategy, and will provide relevant information to help you analyze current market conditions and how they affect your strategy. Your Realtor gathers information on sales of similar homes (comps), current supply and demand, and property history data. The information supplied will be discussed and explained by your Realtor with a review of negotiation options with your desired outcome in mind.
Your Realtor will help familiarize you with the variety of forms and documents throughout the transaction; from the purchase contract to the disclosures required in every transaction, your Realtor is your resource. Throughout the entire buying process, your Realtor will counsel and guide you making the transaction as smooth and worry-free as possible.
Once you have made a purchase decision, your Realtor works closely with you on the details of the transaction. Inspections are an important part of the home buying process. Buyers are encouraged to have a home inspection covering the structure and mechanical components, and in some situations, buyers elect to have additional inspections for environmental considerations and/or a detailed analysis of specific components, such as roof, chimney, pool/spa, etc. Your Realtor can provide a list of well-qualified professionals, and will coordinate such inspections on your behalf.
The day you've been waiting for! Your Realtor will coordinate the pre-closing final walk-through, and in conjunction with your attorney, arrange to get the closing figures to you for your review and schedule a time to finalize the transaction at the Title Company. Your Realtor will be with you every step of the Home Buying Process from the initial previewing of homes down to the last step of handing over the keys to your new property!